Let’s start by asking ourselves the question, how much money are we wasting every day?  Let’s look at a few common non-essential things many people spend roughly $10 dollars a day on: unnecessary shopping, Starbucks, eating out, premium cable channels, movies and/or extra cell phone minutes.  Now, if we are all honest with ourselves, we know that we do not need these items on a daily basis.  These are niceties!  However, if we continued to spend $10 a day on these types of things, that would cost us $300 a month.  And, if we spent $10 a day on two of these items it would be $600 a month.  I think we could all see that this behavior can add up very quickly and cost us big money over time.

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